Data, Privacy and Cyber in Insurance

We have a specialist group dedicated to advising clients in the insurance sector on data, privacy and cyber issues. Many of the lawyers in our team have spent time on secondment with our insurance sector clients and therefore have a deep understanding of the complexities of data flows and risks within the sector. We are part of a number of insurance market data and privacy committees and often at the forefront of market issues.

Overview

Our clients instruct us, knowing that our vast industry knowledge and awareness of market practice means we will provide a pragmatic solution in line with legal and regulatory requirements. We support a wide range of insurance sector clients including (re)insurers, brokers, MGAs and industry bodies including the Association of British Insurers.

We provide a comprehensive range of services from strategic advice to privacy impact assessments and audits, and from contractual issues to new initiatives such as underwriting powered by artificial intelligence, automated claims settlements and partnerships with InsurTechs.

We offer an end-to-end solution for our clients' needs, drawing on the experience and expertise of our regulatory, IT and insurance distribution colleagues where required.

Featured experience

  • Advising the Association of British Insurers and the Lloyd's Market Association on engagement with Government resulting in the inclusion of the "insurance" processing condition for special categories of personal data within the Data Protection Act 2018.
  • Advising an insurer on the use of artificial intelligence.
  • Leading a series of complex data protection impact assessments for an insurer regarding the use of personal data for pricing, claims handling and fraud detection.
  • Advising a broker on a significant ransomware incident requiring regulatory and data subject notifications.
  • Regularly advising insurers, brokers and other market participants on data flows and designation of parties within the insurance distribution chain.
  • Advising on industry data sharing initiatives to tackle insurance fraud.

What our clients say

  • DAC Beachcroft has a respected data protection practice with strength in contentious and non-contentious cases. The team's expertise includes handling ICO investigations and liaising with other regulatory bodies, and it is well regarded for its ability to advise clients across the insurance market

    Chambers & Partners, Data Protection and Information Law

  • There is solid partner-level experience with good delegation to more junior members of the team while retaining oversight. The team has a wide range of experience across insurance advisory privacy and data protection.

    Chambers & Partners, Data Protection and Information Law

  • Co-practice head Jade Kowalski is especially sought after by clients in the insurance, financial services and tech sectors to advise on data transfers. Co-practice head Hans Allnutt is an expert in cybersecurity matters, ransomware attacks and litigation.

    Legal 500 UK 2023 Edition, Data Protection, Privacy & Cybersecurity

Data, Privacy and Cyber in Insurance Key contacts

Who we are

Why choose DAC Beachcroft?

We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.