Richard Rowe

Partner

Birmingham

Richard advises insurers and corporate clients defending Employers and Public Liability claims.

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About Richard

Bio
  • Biography

    Richard advises insurers and corporate clients defending Employers and Public Liability claims.

    He has over 20 years’ experience advising across a range of sectors including claims that arise within the sporting arena, in which he specialises. In this area he acts (and has acted) on behalf of sports governing bodies, sporting occupiers, motorsport teams, clubs and participants in a wide range of sports, although predominantly Motorsport (both two and four-wheeled), Football and Rugby. Richard also specialises in advising insurers on claims involving animals.

    In addition to advising clients on all aspects of civil claims for personal injury, Richard is also experienced in advising on regulatory prosecutions and he regularly advises on issues relating to policy coverage.

    Relevant experience includes advising:

    • Young v Merthyr Tydfil Borough Council & Merthyr & Rhondda Cynin Taff Ground Work Trust [2009]. Successfully defended at trial the second defendant. The case is reported and is notable in that it applies an example of the application of the McGeown principle. Applying the principle the defendants were not liable in negligence or under the Occupiers Liability Act 1957 for the state of disrepair a bridge had fallen into as the bridge had formed part of the highway which had not been adopted so that no repair obligation arose.  
    • Clifton v Riding for the Disabled Association [2011]. Successfully defended at trial a national charity against a claim for compensation from a horse rider following an accident at a riding centre.
    • Skinner v Bedford Town FC [2015]. Successfully defended at trial a Football Club in a claim for compensation brought by a semi-professional footballer following a challenge during a match. The injury suffered by the claimant ended his football career. The case is notable for various reasons including the media coverage generated by the fact that had the Club lost the case it would have entered administration as it held inadequate insurance to cover the claim.
    • Various motor racing circuit owners and event organisers on inquests, regulatory investigations and prosecutions brought by regulatory authorities following incidents at their circuits and/or events.
    • Successfully defending a motor racing circuit owner in a civil claim for compensation brought by a participant in a motorcycle race. During the race the participant collided with trackside barriers and suffered serious personal injury. Insurers in the case held a reserve in the region of £7 million.
    • Insurers on policy coverage issues concerning a claim brought by a former international Rugby player under a Personal Accident policy.
    • Successfully resolved at mediation a claim for personal injury on behalf of a professional Rugby Club, which involved an opposition player losing the sight in his eye as a result of an incident at a ruck. Liability was disputed and the claim involved future earnings as a professional international player.
Sector Expertise
  • Insurance

Service Expertise
  • Civil Liabilities, Public Bodies and Specialist Liability

Office Location

Birmingham Skyline

Birmingham

  • Tricorn House
  • 51-53 Hagley Road
  • Birmingham, B16 8TP

+44 (0) 121 698 5200

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Articles

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Insurance

9 Min Read

Koetsier v Thomas & Nolton Stables [2023]

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7 Min Read

Proposed amendments to the Dangerous Dogs Act 1991 to include the American XL Bully as a banned type

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Actionable or acceptable? – The narrow line between sport and Tort

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The High Court re-confirms the test in negligence between sporting competitors

Industry Specialisms

5 min read

The Limits Of Strict Liability Under The Animals Act 1971

Insurance

3 min read

Claimant ordered to pay £10,085 following fundamental dishonesty finding at Trial heard virtually

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“When we stop taking risks, we stop living life”

Insurance

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Parliamentary committee examines links between Sport & long term Brain Injury

Insurance

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Parliamentary committee examines links between Sport & long term Brain Injury

Industry Specialisms

7 min read

Useful guidance on motorsport activities provided by the Courts