Life Insurance and accidents
Advice on drafting clauses and issuance of policies for individuals and companies.
Overview
- Advice on drafting clauses and issuance of policies for individuals and companies.
- Participation in committees to assess the validity of requests for access to the policy benefits. Admission / rejection criteria: Clarity in the wording of the health declaration / questionnaire, omission of the declaration of pre-existing pathologies and relevance, excluded risks, non-payment of premiums, advice on specific documentation that is requested to clarify doubts about pre-existence, etc.
- Carrying out specific legal studies and adaptations to regulatory changes: omission of the declaration of pre-existing pathologies that would have led to the company not hiring but that are not related to the cause of death / disability; adaptation of HIV clauses, relevance of pre-existing pathologies which have been omitted in regards to others also relevant for the granting of disability, etc.
- Negotiation and drafting of agreements on behalf of the insurance company.
- Defence of a major insurance company in Spain in more than 200 procedures all over the country.
Our expertise in Spain
Life Insurance and Accidents key contacts
Who we are
Why choose DAC Beachcroft?
We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.