Life Insurance and accidents

Advice on drafting clauses and issuance of policies for individuals and companies.

Overview

  • Advice on drafting clauses and issuance of policies for individuals and companies.
  • Participation in committees to assess the validity of requests for access to the policy benefits. Admission / rejection criteria: Clarity in the wording of the health declaration / questionnaire, omission of the declaration of pre-existing pathologies and relevance, excluded risks, non-payment of premiums, advice on specific documentation that is requested to clarify doubts about pre-existence, etc.
  • Carrying out specific legal studies and adaptations to regulatory changes: omission of the declaration of pre-existing pathologies that would have led to the company not hiring but that are not related to the cause of death / disability; adaptation of HIV clauses, relevance of pre-existing pathologies which have been omitted in regards to others also relevant for the granting of disability, etc.
  • Negotiation and drafting of agreements on behalf of the insurance company.
  • Defence of a major insurance company in Spain in more than 200 procedures all over the country.

Life Insurance and Accidents key contacts

Who we are

Why choose DAC Beachcroft?

We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.